Quick Tips For A Successful House Hunt
Carefully craft your wish list and try to stick to it. If you are shopping with your partner, discuss your must-haves and deal breakers together so you’ll be on the same page during your house hunt.
Remember you are not only buying a house, but the neighborhood too. Is it safe? Talk to neighbors and ask questions. Spend time in the area to determine if it offers the lifestyle conveniences you’ll need.
Don’t see too many houses in one day. You may begin to feel overwhelmed and confused after touring several homes. Too many
homes in a short period of time will run together in your mind and you won’t recall which kitchen or which master bedroom belonged to which house.
Stay within your price range and consider added expenses such as taxes, home owner’s association fees, maintenance etc.
Is It Better Right Now To Rent Or To Buy?
I’m sure by now you’ve heard that mortgage rates are at record lows and they have been for months. Housing prices are still relatively low. The key to seeing a return on your investment in ANYTHING is to buy low and ride the wave on up. The cost of borrowing money right now makes home ownership cheaper than renting in many cases. What do you think happens if everyone continues to rent because they are afraid to buy??? Rents continue to skyrocket. Investors know this, that’s why they are buying everything they can now, so they can rent it to you at an inflated rate later. BUY NOW! I don’t care if you walk, run, or take a hot air balloon to our office. Just do it now!
Steps To Take To Prepare To Buy A Home Within A Year
If you are planning to purchase within the year then your priority right now should be to clean up your credit. Pull those reports, see if there is anything that may make the process difficult. Any past dues? Any lates? Judgements? Call the creditors and work out a deal. The key to getting a good mortgage rate is credit worthiness.
Make sure you have filed your taxes. Mortgage companies will need your last 2 and sometimes 3 years of tax returns so pull that together.
SAVE SAVE SAVE! Also, it may be worthwhile to sit with a mortgage professional now and try to get preapproved. This way you’ll know in advance what your purchasing power is. And if you can’t get preapproved, at least you’ll know why and you can begin to start cleaning your profile up.
WHAT PEOPLE SAY
"Usually the house buying process is stressful, complicated and not a lot of fun. Brandon, however, made this process smooth, easy and tons of fun! We cannot say enough good things about him, his knowledge and professionalism! The constant updating and communication we had was incredible! If you’re looking for a realtor contact Brandon! You will NOT regret it!!! Brandon, THANK YOU for everything!!"
"Brandon was personable, reachable, a wealth of knowledge and understanding from day one. Couldn't have asked for a better human to have met and eventually represent my wife and I through this process."
"Brandon bent over backwards for us. We had a couple unexpected hiccups with our house we were purchasing and he supported us through every step of the way. He was very knowledgeable, professional, and diligent from start to finish. He truly cares about his clients."
"I have already recommended Brandon to my close friends. He was the right man to work with. He put a great package together to the seller and we won the bid over 5 other offers. He knows how to do his job well and did everything possible to make our dream of owning a house come true. With so many realtors to choose from, make sure you get Brandon. I will not work with another realtor for the rest of my life."